Understand your insurance options
Motor Car Insurance
Start with your vehicle. We’ll help you understand the options.
Understanding Motor Car Insurance
Motor car insurance addresses specified vehicle loss or damage and liability arising from vehicle use. The protection depends on the sections and extensions in your policy.
Who might want to discuss this?
- Vehicle owners exploring insurance options
- People reviewing protection for a vehicle they use for personal or business purposes
Suitability and eligibility need to be discussed for your circumstances.
Coverage concepts to ask about
Vehicle loss or damage
Ask about accidental damage, fire and theft under the offered cover.
Liability
CTPL and additional liability cover address different aspects of third-party injury or property damage.
Extensions
Ask whether acts of nature and passenger accident benefits are included or available separately.
Actual coverage is subject to the relevant policy. Terms and conditions apply; limits, exclusions, deductibles and eligibility may vary. Ask FeelSecure for a quotation and the applicable policy wording.
Before you decide
- Confirm the insured vehicle, its use and every selected extension in writing.
- Ask for the deductible and exclusions before comparing the price.
Why speak with FeelSecure?
Insurance should feel clear and straightforward. We help you understand policies, deductibles, exclusions and your insurance choices in plain language.
FeelSecure Insurance Agency is an authorized agency of Bethel General Insurance and Surety Corporation under its Dumaguete District Office, serving clients since September 2024.
Your questions, explained
Does CTPL cover damage to my own car?
CTPL concerns liability for third-party bodily injury or death. Ask separately about cover for damage to your vehicle.
Is flood protection automatically included?
Do not assume it is. Confirm whether the quotation includes an acts-of-nature extension and read its terms.
Product reference
These plain-language summaries use Bethel’s product catalogue. Ask for the current policy wording with your quotation.
Other insurance to explore
Home & Property
Explore protection for a home, building or the contents inside.
Personal Accident
Learn about benefits for specified accidental injuries.