Understand your insurance options
Engineering Insurance
Start with the project or equipment. Clarify the insurance requirements together.
Understanding Engineering Insurance
Engineering insurance addresses specified risks involving construction, installation, machinery or electronic equipment. The relevant insurance depends on the project or equipment and its stage of use.
Who might want to discuss this?
- Contractors and project owners
- Businesses with machinery or electronic equipment to discuss
Suitability and eligibility need to be discussed for your circumstances.
Coverage concepts to ask about
Construction and installation
Bethel lists contractors’ all risks and erection all risks lines.
Equipment
Its catalogue also includes electronic equipment and machinery breakdown insurance.
Actual coverage is subject to the relevant policy. Terms and conditions apply; limits, exclusions, deductibles and eligibility may vary. Ask FeelSecure for a quotation and the applicable policy wording.
Before you decide
- An ‘all risks’ name does not remove exclusions; ask to see the actual wording.
- Clarify the work, dates, locations and any testing period in the proposed quotation.
Why speak with FeelSecure?
Insurance should feel clear and straightforward. We help you understand policies, deductibles, exclusions and your insurance choices in plain language.
FeelSecure Insurance Agency is an authorized agency of Bethel General Insurance and Surety Corporation under its Dumaguete District Office, serving clients since September 2024.
Your questions, explained
Which engineering policy should I ask about?
Describe the work or equipment first. Ask the agent to explain the proposed insurance and how it relates to your requirements.
Is cover automatic when I request a quote?
No. An enquiry starts a discussion. Ask for confirmation of acceptance, policy terms and the effective date before relying on cover.
Product reference
These plain-language summaries use Bethel’s product catalogue. Ask for the current policy wording with your quotation.